Beware of dogs! Ensured dogs
Dog owners, which choose as pets one of the dangerous considered breeds, have the obligation to sign an insurance liability policy for the eventual damages their pet may produce. The damages may be material or the dog, in certain situations can actually injure people, which justify the need of such an obligation.
The dangerous breed category that demands the conclusion of such a policy includes attack and fights instinctive breeds like Pit-bull, Boer bull, Ban dog and cross breeds.
The insurance for dogs – mandatory or not
As all the dogs are registered, it means also that the owners must obey and respect all the rules in this matter. Insurance policy issues at the option of the owners too, not just by law demands, for any breed. They can prove to be very useful because in any dog’s behavior, no matter the level of training of that dog, an unpredictable dose exists, so, in order for the owners to be fully covered this kind or policy is necessary for all breeds. Usually, damages of all types relate to accidents, but the accidents have different causes as well. The first cause for an accident of the kind is negligence of the owner, or it might just as well be imprudence.
If a risk inside the insurance becomes real, the insurance company will cover the amounts paid by the insured client. The damages may be destruction of goods, injury, or even death. When the situation asks for it, the insurance company can also pay for euthanize the dog which became very aggressive, but only when the procedure is recommended by a dog the insurance company also covers any judicial expenses, if a civil trial will appear. They also cover the judicial expenses of the victim, expenses made with the lawsuit for claiming compensation amounts from the owner of the dog.
Any dog owner can sign such an insurance policy, but in certain conditions. The animal is legally registered, the animal but have a medical history bulletin, and identification tag, with the registration number. That is a small memory chip inserted by the vet under the dog’s skin, a non-painful procedure, very useful in case your dog gets lost, for example. A special device can read the magnetic chip, and the registration number of the dog, as well as the owner’s name will show up on the screen of that special made device. There are a variety of insurance companies you can choose to collaborate with, and different money payments for each type of insurance.
Dangerous and aggressive dogs
- Dangerous considered dogs
First category: fight and attack dogs, assimilated to this category because of their natural abilities and instincts. The breeds in this category are as follows: Pit Bull, Boer bull, Ban dog and cross breeds. In the states where these breeds are legal, the law imposes that the owners sign an insurance policy for damages.
The second category: breeds like Staffordshire bull terrier, American Staffordshire terrier, Tosa, Rottweiller, Argentinean Dog, Mastino Napolitano, Fila Brazileiro, Mastiff, Caucasian Sheppard, Cane Corso and mixed breeds.
a) Any dog that attacks without challenge, bites people, or other domestic animals in public or private places
b) Any dog involved in dogfights or trained in that purpose, which by the way is illegal.